After a long and cold winter season, the warmth of the spring season refreshes us and breathes life back into the world. But as the ice thaws and melts, damage and erosion caused by winter weather becomes visible. Cracked pavements and driveways, pot-holes, rust on cars, and flooding are all examples of this type of damage. Although this article was originally published in the spring of 2011, with these tops you can protect yourself from this sort of damage through spring of 2016. Click the link below to learn more!
Recent storms along the Atlantic coast in places like New Jersey has left the people’s property with significant damage. Damage incurring from heavy wind, snow and ice is covered by standard homeowner insurance policies. Damage from burst pipes, along with melted snow from the roof which seeps into the ceilings and wall is covered as well, but flood damage is generally not covered. To cover flood damage, special flood insurance is required.
The first ever Canadian Sharing Economy Symposium was held on December, 2nd in Toronto. The Canadian Sharing Economy Symposium drills down into how the new Sharing Economy platform business model is disrupting traditional businesses. Melissa Neis, Vice President of Parr Insurance was one of the panelist present at the Symposium. Important questions were directed towards Melissa which tackle the a lot of issues of the emerging Sharing Economy. Questions such as:
What does it take to build an insurance program for the sharing economy and what are some of the difficulties you face?
What are some things that businesses in the sharing economy could do to either improve their current insurance program or to ensure that they get a program that best suits their business model?
The keynote speakers were Marina Lao, Director of the Office of Policy Planning at the Federal Trade Commission and Tim Hudak, Member of Provincial Parliament, Niagara West-Glanbrook. This conference brings together the key change makers from multiple sectors and perspectives to discuss how the rapidly evolving sharing economy model has global and local implications that are changing markets, cities, and lives.
While this is opening up a number of opportunities, it is also raising complex legal and policy issues such as how best to address market failures; and manage concerns over consumer safety and tax compliance. This panel discussed as well the critical issue of labour in the sharing economy: are participants “employees” or “independent contractors”; the problems and opportunities posed by these new labour relationships; and what legal and policy changes may be needed in response.
For more information on insuring businesses in the sharing economy, contact us today!
Parr Insurance Brokerage 2157 N Damen #2B Chicago, IL 60647 P.773.489.3001
Collaboraction, the Chicago-based theater company dedicated to social change, collaboration and original work, launched its 20th season in Wicker Park with its always popular Beggars’ Banquet, this year honoring Collaboraction founder and nationally acclaimed director Kimberly Senior. Parr Insurance was one of the sponsors of Collaboraction. Melissa Neis, VP of Parr Insurance Brokerage, was the event Chairperson.”
Over 200 supporters raised more than $50,000 for the company while having an absolute blast at the time-traveling celebration of the company’s origins, 20-year history and exciting new future. The evening kicked off with paparazzi shots, cocktails and a delicious Chop Shop buffet, followed by a raffle and live auction. Kimberley Senior founded Collaboraction in 1995, and current Artistic Director, Anthony Moseley, joined the company in its third show and collaborated with Senior on numerous productions before taking over the helm. Moseley says “The first 20 years of Collaboraction cultivated a tremendous volume of theatre and relationships and amazing shared moments. It is a tremendous privilege, to take a moment, to remember and share and celebrate these accomplishments, before getting sucked back up by the excitement around our unique new work and mission we have laid out for the next five years to use all this energy we have created to make a positive impact on Chicago.”
Proceeds will help fund Collaboraction’s Teen Youth Ensemble program with After School Matters, Collaboraction’s Crime Scene tours to Chicago’s parks each summer, new play development, and salaries for dozens of local actors, performers and artists each year.
Tropical storm Erika is on its way and insurance agents are advising people to check their policies ahead of the storm’s contact with the coast. See what your policy actually covers and be sure to read the article linked here.
The rapidly growing shared economy has brought about new risk management concerns and a call for product innovation in the insurance industry. Read more in this month’s issue of Claims Management which features our own Melissa Neis and her article “Insurance Implications and Solutions for the Collaborative Consumption Economy.” The article can found here.
Many people think their landlord’s coverage will cover everything in their apartment. The truth is that it does not. Don’t go unprotected and make sure all of your personal belongings are insured. Click here for more information.
Thank you to all that made it out to the 2015 Soiree at the SOHO House! This event was a celebration in support of Collaboraction’s mission to Incite Social Change sponsored by Parr Insurance. You can check out all of the photos from the event here.
The Insurance Journal features an article on challenges insurance companies face when dealing with ride-share companies. Our own Melissa Neis provides input on the matter and is featured in the article below.